Is Your Insurance Company Concerned About Your Vehicle Accident Injuries?

Is Your Insurance Company Concerned About Your Vehicle Accident Injuries? is a post from: http://www.personalinjurylawyercalgaryinc.ca/

Alberta insurance companies are eager to compensate the insured for vehicle damage claims subsequent to accidents, but will aggressively defend themselves against compensating the insured for rehabilitation that stems from the very same accidents. Victims of accidents are regularly treated as if they have done something wrong and as if they are embellishing injuries to acquire treatment not usually covered by Canada’s healthcare system. To top this off, in Alberta, minor injury benefits now have a cap at $3,500 for individual victims of an accident, which is the lowest limit nationally, while damages extended just for vehicle repair is often a way higher cost than that of minor injury benefits.

Between seventy and eighty percent of accident victims are slapped with the $3,500 limit while twenty percent fall within a $50,000 limit with regard to moderate and major injuries. Before September 1, 2010, victims in both of these categories were extended treatments that could cost as much as $100,000. However, the government has begun new mandatory limits on disbursements and justify this practice as putting a stop to inflating insurance rates.

Victims who sustained catastrophic impairment are the only people with access to benefits of up to $1 million, but the government has plans to commence with a new definition to catastrophic impairment, which will make qualifications even more difficult than they already are.

The new limits just mentioned have been implemented in a conditions of rising resistance to benefit claims by insurers. Forty-two percent of plans for treatment are currently declined, which is an increase of eleven percent from prior denials during which the FSCO has failed to meet its 60-day limit for dispute mediation between victims and their insurers and waiting times are often in excess of a year.

This progression conspires to create the utmost difficulty for victims of an accident, and the courts are beginning to heed these trends. Recently, in the case known as, McQueen v Echelon, a lady was compensated an award of $25,000 for mental distress subsequent to her insurer’s failure to honor her claims, which denied her justified benefits twenty-one times in three years.

Alberta legislature is beginning to take notice of the grave issue in this tricky industry. The aspiration is that vital steps will be taken by the government soon to counteract unjust treatment of victims of vehicular accidents at the hands of their very own insurance companies.